Highnote

We're building the future of embedded payment experiences for businesses everywhere. Highnote was built to address limitations in the growing embedded finance ...

Employees

51-200

Pricing

Public pricing page

AI Classification

FinServPayments/Processing

Highnote is an embedded finance platform enabling fintechs, vertical SaaS providers, and digital enterprises to issue virtual and physical payment cards (prepaid, debit, credit, charge), embed ledger and wallet capabilities, and accept card payments via merchant acquiring. Founded in 2020 and backed by $157M in total funding, Highnote competes with Marqeta, Stripe Issuing, Lithic, and Unit in the card issuing infrastructure space.

Deep Intelligence

Buying Signals

Closed $91M Series B in December 2024 led by Adams Street Partners, followed by a $25M extension from existing investors in January 2025, bringing total funding to $157M+
Valuation exceeds $750M as of early 2025, signaling strong investor confidence and aggressive growth posture
Expanded product surface into merchant acquiring in 2025, launching plug-in checkout software and customized checkout designs — a material new revenue line
Opened EMEA sales office at 5 Howick Place, London, indicating deliberate geographic expansion beyond the US market
Headcount at approximately 160 employees as of February 2026, reflecting post-Series B hiring activity for a 2020-founded company

Account Scoring

Tier ALow Churn RiskRecently Funded

Pain Signals

Operating in a highly competitive embedded finance market with deep-pocketed incumbents (Marqeta, Stripe Issuing) who have significantly larger engineering teams and existing financial institution relationships
As a 2020-founded company still scaling to ~160 employees, Highnote may face go-to-market bandwidth constraints relative to the breadth of its platform (card issuing + acquiring + ledger + wallets)
Primary scraped website pages returned binary/unreadable content, suggesting potential technical issues with the public-facing web infrastructure or content delivery configuration