Holdings Company Profile

Free business checking with 1.75% APY and built-in accounting. No fees, no minimums. FDIC insured up to $3M. Trusted by 1,000+ businesses. Open in minutes.

Industry: FinServ

Segment: FinTech

Team size: 1-10

Competitors: Other Neobanks, Chase Business Banking, Aplos

Generated by Kustiq, an AI company intelligence platform for B2B teams. Multi-stage pipeline: AI classification + live web scraping + SMTP-verified contacts + 12-factor rule-based churn engine.

Company profile

Holdings

Free business checking with 1.75% APY and built-in accounting. No fees, no minimums. FDIC insured up to $3M. Trusted by 1,000+ businesses. Open in minutes.
Holdings logo

AI-verified profile

Free business checking with 1.75% APY and built-in accounting. No fees, no minimums. FDIC insured up to $3M. Trusted by 1,000+ businesses. Open in minutes.

Employees

1-10

Pricing

Public pricing page

AI Classification

FinServFinTech

Holdings is a fintech platform combining free business checking (1.75% APY), AI-powered bookkeeping, business cards, and sub-accounts in a single dashboard. Founded in 2022 with $7M seed funding, it targets small businesses, nonprofits, and professional services firms as an all-in-one alternative to traditional banking plus separate accounting software.

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Social Links

Competitors

Other NeobanksChase Business BankingAplos

Holdings is profiled by Kustiq, an AI company intelligence platform for B2B teams. Holdings is one of 79 fintech companies in our Financial Services directory. Similar profiles include No code browser automation & web scraping, AdPlexity, Creators, and &Brands.

How Kustiq built this profile

Hybrid pipeline: deterministic verification + Claude reasoning

  • Live web rendering via Browserless headless Chrome, not a stale cached scrape.
  • Search intelligence via Serper API across {company site, LinkedIn, press, GitHub}.
  • Claude Sonnet 4.6 classifies vertical, segment, and growth signals; never used for facts.
  • 12-factor churn engine produces a deterministic risk score with zero LLM calls at scoring time.
  • SMTP RCPT TO handshake verifies every contact at delivery time on full profiles (paid plan).

Read the full methodology in our LLM-readable reference or compare against the deterministic-vs-AI framework.

Part of 3,020 AI-profiled B2B companies. Browse the full directory